This is how a person without financial knowledge thinks

 Let’s do some simple calculations here.
>
> In Malaysia , the average family income is RM3,000 /month
> (where father works, mother doesn’t).
>
>
> I understand there are many families whose
> monthly income does not reach RM3,000,
> but, to make things simple,
> let’s take RM3,000 as the figure. Ok lah, right?
>
> Okay, let’s start rolling with a family which has
> Papa, Mama, 1 daughter and 1 son. Ngam-ngam ….
>
> Calculation starts…
>
>> > > Electricity and water bill:                                RM100
>> > > (No air-con, No home theatre, No water heater … ok?)
>
>> > > Phone bill ( Telekom):                                    RM100
>
>> > > Meals for a happy family:                               RM775
>> > > (3 meals on RM25/day, RM25 for 4 persons…?)
>
>> > > Papa makan / teh-tarik during working hrs:    RM155
>> > > (RM5/day, RM5 … can eat what?)
>
>> > > Car repayment: RM400
>> > > (A proton saga aeroback, 7 yrs repayment)
>
>> > > Petrol (living in city, traffic-jam):                     RM300
>> > > (go to work, bring son to school, only can afford one car running)
>
>> > > Insurance:
> RM650
>> > > (kids, wife and myself)
>
>> > > House repayment:                                         RM750
>> > > (low cost housing repayment for 30 yrs,
> retired still have to work to pay!)
>
>> > > Tuition:
> RM80
>> > > (got that cheap meh? i don’t think so)
>
>> > > Older children pocket money @ school:         RM20
>> > > (RM1/day, eat bread?)
>
>> > > School fees:                                                     RM30
>> > > (enough ah?)
>
>> > > School books and etc:                                     RM100
>> > > (always got extra to pay in school)
>
>> > > Younger children milk powder:                      RM50
>> > > (cannot have the DHA, BHA, PHA one, expensive)
>
>> > > Miscellaneous:                                               RM100
>> > > (shampoo, rice, sauce, toilet paper)
>
> Oh wait!!! I have to stop here, so…
>
> No Astro,
> no movie @ cinema,
> no DVD,
> no CD,
> no online,
> cannot KFC,
> cannot McDonald,
> cannot go Park walk during weekend (petrol expensive),
> no chit chat on phone with grandparents, and etc…
>
> Let’s use a calculator to total up… WALAO EH! Shit! RM3,610 already…
>
> EPF belum potong, income tax lagi……..oledi RM3,610 …
>
> How to survive lah tuan-tuan dan puan-puan sekalian ???
>
> Our Deputy Prime Minister asked us to change lifestyle?
>
> How to change? Don’t eat? Don’t work? Don’t send children to school and
> study?
>
> Besides that, I believe in Malaysia population, there are millions of rakyat
> Malaysia which still don’t earn RM3,000/month!!!
>
> What is this? Inilah Malaysia Boleh… Sorry… it should be Malaysians
> Boleh , because we’re still alive and kicking!!
>
> Our politicians must be mad!!!!
>
> Please forward and comment boleh or tak boleh. No wonder so many Ah Loong
> around……

最后

四年后的今天，来到了我大学的最后一天。

虽然还有毕业典礼但课业上，今天已是最后。

 

回顾四年，成长了很多，没那么幼稚，没那么固执，没那么不会说话，没那么不顾人情。

 

有的人会说，上大学是浪费时间。 但我肯定地说，上大学是值得的。

 

在大学里，认识了很多朋友。辩论里的，系里的，每一个都这么得好。虽然知心的永远比不知心的少，但总比没得好。

 

在大学里，学到了很多。但学会的只有一个，那就是“我会的很少”。

 

在大学里，虽然没钱赚，但有了知识，有了朋友，这都比钱来的好。

 

在进入人生的下一页前，还是想多些全部陪我度过大学生活的人，辩友，系友，老师，教练。

没有你们就没有今天的我。

谢谢。

tak tahan

Walau!!!!

so many things to do and all need to read b4 can start…

head getting bigger and bigger but it’s sometimes a fun and sometimes a pain

a painful fun..

who can understand me????

haha

小王子看2006年的马来西亚

相信很多人都有看过《小王子》这本经典著作。在当中，小王子去了他小行星区内的六颗星球才来到地球。这一年，小王子来到了马来西亚。了解了这里的文化与四十九年的发展后，他发现这一年里马来西亚有类似他之前去的六个行星上的人。

 

            首先，今年马来西亚有一个和编号三二五小星球上的国王一样的人。那个人和国王一样，以为自己有权利控制一切。自己说过要建的桥就一定会建。但他有一点不像国王。如果事情不如国王所愿，国王会立即改口。马来西亚这个“国王”却会继续想尽办法要求别人以他的方式行事，不跟从的话就得接受他的批评。可能会开记者会大事批评，也可能和当事人见面后立即说出有利自己的话。这些都是为了保持自己的有权利的形象，而这点又和编号三二五行星的国王的紫色貂皮长袍的用处一样，吓唬人而已。实际上这两人都没有权利控制他们想控制的事情。

 

            编号三二六行星上有一个爱现男人，2006年的马来西亚也有一个。在那行星上，爱现的男人以为自己受人仰慕，非常自负。什么都认为自己是对的，不断寻找特定人物的拍手。马来西亚的“爱现男人”也是如此。他提出边缘化论，煽动了其他种族的情绪。没有证据证明自己对也无所谓，但当别人提出证据证明他是错的以后， 他还不愿意道歉，这就是自负了。他为了同族人的拍手自愿接近煽动法令，但要抓他还得看他的岳父是谁了。

 

            小王子还发现我国有很多编号三三零行星上的地理学家。他们和地理学家一样是学术界的。地理学家的特点是他无法了解自己的要做的事，他依靠别人来告诉他，给他资料，他才会去做他应该做的事。还有一点，他注重硬体设施而不注重软体思想。在马来西亚，这些人每年都要看外国的排行榜来衡量自己。别人说外国学生少，他才增加外国学生的学额。别人说他学术研究没有英文版本，他才努力去写英文版。更有趣的是，四十九年来他不断投资硬体设备，任由软体思想堕落。口里答应民主选举，手里却操纵制度。口里说开放，却限制男女同学间的来往。小王子说“幸好换了几个女性来带领改革，成绩还有待明年看。”

 

            环顾马来西亚四十九年的发展，小王子还发现马来西亚又和编号三二八行星上的商人一样的种族。商人的理论是他先发现的东西就是属于他的，所以他拥有很多星星。但小王子却指出拥有的意义在于能够奉献与所拥有的东西，拥有花朵是有意义的因为花朵需要我们的浇水。我国内一些特定种族里的人都有这一个思想。他们认为因为他们的祖先先到这片土地，所以这片土地是他们的。任何后来到来的人都是欠他们的。四十九年来，他们依赖着他们拥有的拐杖但却只会说拐杖帮他们不够多。国土要发展时就伸手要成果，奉献却不及其他人。他们真的拥有的毫无意义。

 

            最让小王子高兴的是他找到了编号三二七上的酒鬼一样的人，但这些人却逐渐清醒了。酒鬼每天喝酒为了忘记自己是酒鬼的可耻。就好像一些依靠政府的企业，每天依靠因为想脱离依靠的可耻；还有一些是每天支持因为想脱离丢脸的可耻。他们逐渐清醒了，因为他们亏了五季后终于放弃了一些依靠。也因为他们亏了二亿后终于愿意让外资入股。甚至还一致提出改革的“红，蓝，白，黄”皮书。希望他们真的醒了，因为国家买给他们的酒都是人民的税收。

           

            最后，小王子却找不到和编号三二九上的灯夫一样的人。那位灯夫每天依照规则行事，是个不为自己忙碌的人，更可贵的是他放弃了他想做的事来进行他的职责。可能有的人会说政府官员就是这种人，但小王子却发现我们的政府官员是本区域效率最慢的，我国在清廉排行榜里也不是年年上升。为别人忙碌之说就提不起了，贪污也不是规则的一部分。我们的政府是不是应该把灯夫原则贯彻始终呢？还有待考量。但至少议员们应该做到，因为他们只需在适当的时候去为了人民的会议而不是去“激动言词”会议。

           

            小王子走前留下一句话，“希望明年会更好，大家加油！”。

school reopens

last semester for my university degree life.

 

this sememester have to work the hardest of my four year…. Y? because i dun have 3.0

 

many ppl say work hard first then can play hard later..

 

but life until here, i could see if you work hard first, u might not have frens around u to play hard later.

 

so everyone, remember

must

 

WORK HALF and PLAY HALF.

 

then you could choose to WORK HARD when condions needs you to

and also

PLAY HARD when condition lets you to do so.

 

HAVE FUN IN LAST SEMESTER

thesis

or better said is final year project.

 

everyone has to do one in their final year.

me too…

 

after 4 months into it july –> november.

i have only know that little bit of my project.

 

wat makes me headache is, in my project. i spend more time making the equipment for experiment than doing the experiment itself.

When i see other students that could start their experiment and continue doing it. it makes me envy…

 

and most of the time, the equipment made could not be used perfectly….cause by my inaccuracy.

 

time goes by….

result seldom drop by….

presentation coming by…

my headache growing by day!!!

 

have to do more and try more. until then. nothing would STOP ME!!!

 

 

studying hard

Second last final exam in my university life….so i am studying hard to make 3.0..

 

it’s not fun to see ppl with good result and you dun have it.

to them maintaining above 3.0 is easy.. but to me, moving up to 3.0 i need to study more than them.

 

mayb it’s because i am more stupid.

but mostly is because i am more lazy the years before.

 

for my future, i would study hard!!!!

 

here i come, my future!!!